Voluntary Benefits

LegalShield was founded in 1972 with the mission to make equal justice under law a reality for all North Americans. We have safeguarded over 1 million members, provided more than 200,000 identity consultations, and helped restore nearly 10,000 individual identities. The 3.5 million individuals enrolled as members can talk to a lawyer on any personal legal matter, no matter how trivial or traumatic, without the worry of high hourly costs.

Your LegalShield membership includes: Legal Advice, Letters/calls made on your behalf, Contracts & Documents review, Will preparation, Living Will, Health Care Power of Attorney, Moving Traffic Violations, IRS Audit Assistance, Trial Defense, 25% Preferred Member Discount (bankruptcy, criminal charges, DUI, other matters, etc.), and 24/7 emergency access for covered situations.

Your IDShield membership includes: Privacy monitoring, Security monitoring, Consultations, and complete Identity Recovery Services by Kroll Licensed Private Investigators.

Sometimes called “supplemental insurance,” voluntary benefits are policies you buy to add to the health and life insurance your employer may already provide. These benefits can help you pay for thing your other insurance won’t, such as lost wages, out-of-pocket expenses and household bills. To learn more about voluntary benefits contact your Colonial Life benefits counselor or visit www.coloniallife.com.

• Flexibility: Use claim payments however you like – pay deductibles, co-payments and other expenses not covered by your health or life insurance
• Portability: Take coverage with you if you leave your job or retire
• Stability: Maintain coverage whether or not you’re employed
• Convenience: Pay premiums using your choice of payroll deduction, bank draft or direct billing.

Advantages may not apply to all products. See your Colonial Life benefits counselor for complete details.

• Accident Insurance
  Helps cover out-of-pocket expenses in the event of a covered accident
• Cancer and Critical Illness Insurance
  Helps with the high cost of cancer or critical illness screenings, diagnosis and treatment
• Disability Insurance
  Helps replace part of your regular income if you are unable to work because of a covered injury or illness
• Hospital Confinement Indemnity Insurance
  Helps pay for covered hospital-related expenses, including co-payments and deductibles
• Life Insurance
  Helps pay for final expenses and helps provide financial security for your family members